The County of Santa Clara Office of Labor Standards Enforcement and the Fair Workplace Collaborative offers free attorney-staffed advice lines at 1 (866) 870-7725 to help workers determine eligibility and apply for Unemployment Insurance and Disability Insurance claims.
There's a lot of interest in Small Business Administration loans to help small companies and nonprofits weather the storm of COVID-19. Office of Economic Development,Vic Farlie put together a handy FAQ on the subject.
During this time, San Jose Water is also suspending water shutoffs for non-payment and offering additional protections to customers who may be impacted by COVID-19. Further information is available at www.sjwater.com.
Avoid layoffs and closures here: https://www.edd.ca.gov/pdf_pub_ctr/de8714rrb.pdf
Read CAL/OSHA Guidelines on protecting your workers in the workplace from COVID-19: https://www.dir.ca.gov/dosh/coronavirus/Health-Care-General-Industry.html
Governor Newsom has extended State & Local taxes deadline, providing a 90 day extension in state and local taxes, including sales taxlicensing deadlines and requirements for a number of industries
Employers may request a 60 day-extension of time from the Employment Development Department (EDD) within 60 days of any delinquent payment
Employers can apply for the Unemployment Insurance (UI) Work Sharing Program if reduced production, services or other conditions cause layoffs:
If you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance (DI) claim. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.
The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect DI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim. For guidance on the disease, visit the California Department of Public Health website.
If you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional), you can file a Paid Family Leave (PFL) claim. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.
Employers experiencing a slowdown in their businesses or services as a result of the coronavirus impact on the economy may apply for the UI Work Sharing Program. This program allows employers to seek an alternative to layoffs. Visit Work Sharing Program to learn more about its benefits for employers and employees, and how to apply.
Employers planning a closure or major layoffs as a result of the coronavirus can get help through the Rapid Response program. For more information, refer to the Rapid Response Services for Businesses Fact Sheet (DE 87144RRB) (PDF) or contact your local America’s Job Center of CaliforniaSM.
UPDATE: Congress recently approved an additional $310 billion in funding to restore the PPP Program, which had run out of money.
Here is the United States Senate Committee On Small Business & Entrepreneurship’s FAQs explaining the new SBA loans available to you.
These FAQs include invaluable information to assist you in understanding how to apply for an SBA loan, how the funds may be used, and which uses of the funds will result in the loan being forgiven. You can find the FAQs here.
As many of you are aware, the Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the “Paycheck Protection Program,” the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.
Please find attached and at this link the U.S. Chamber’s Coronavirus Emergency Loans Small Business Guide and Checklist. This is the first of a number of resources we are developing to help you connect your members with the resources recently approved by Congress to respond to the ongoing pandemic.
The Small Business Administration has announced that California small businesses are eligible to apply for direct SBA loans. Congress is considering providing a special loan program through the banks; however, that is not yet finalized. For now, all businesses seeking a loan need to apply directly to the SBA.
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela
Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email firstname.lastname@example.org for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The FFCRA requires certain employers to provide employees with expanded family and medical leave for specified reasons related to COVID-19. Click here to see if this applies to your business.
The IRS has set up a special section to help taxpayers and businesses affected by COVID-19. The page will be updated as new programs are made available. Learn more here.